November 29, 2012

Biggest Money Mistakes Grandparents Make

This is an excellent article from

It tells of the Biggest Money Mistakes Grandparents Make.

I would also add two items:

  1. Spending time w/ your Grandchildren helps them understand the value of time and company (rather than "stuff").
  2. Explaining to your Grandchildren "the good old days". There is much in your personal history that would be of great value (financially and otherwise).
Any thoughts?

Tom Sirois
Great Barrington, MA

October 23, 2012

Halloween: Time for Financial Tricks or Treats?

Halloween, like many holidays, can be a great time to teach kid's financial concepts.

Use your children's natural excitement for dressing up to discuss budgeting, cost analysis, counting, etc.

Read the whole article here: Teach kids the financial tricks and treats of Halloween .

Do you use holidays to discuss financial concepts with your kids?

Tom Sirois
Great Barrington, MA

October 18, 2012

Do you know what a "write off" is?

Do you know people who think they know what they are talking about when it comes to money? It can be a very dangerous approach to take their advice.

Tom Sirois
Great Barrington, MA

October 16, 2012

Excellent Article Exhibiting why Our Country may be Doomed:

How (Treasury Secretary) Paulson Gave Hedge Funds Advance Word of Fannie Mae Rescue

Evidently, this "insider information" is not illegal since Paulson evidently "broke no law", but saying one thing to Congress (Public Statement) and stating the exact opposite to a chosen few is repulsive.

Why the Obama Administration has been reluctant to prosecute any of these financial crimes is beyond me, I believe he would have tremendous support from the people.


Tom Sirois
Great Barrington, MA

July 19, 2012

Is your Broker a Butcher? or is your Advisor a Dietician?

Find below a great illustration of the difference between brokerage employees and fee-only fiduciary model.

It is pretty clear which one you should be looking out for:

Brokers vs. Fiduciary



Tom Sirois

Great Barrington, MA